Xbox has added a new “buy now, pay later” option to its site, potentially opening up Xbox ownership to more people. The option was originally revealed in the site's code, and now it appears to be available for Xbox fans.
It's been a tumultuous time for Xbox recently, but the company seems determined to turn things around. Cuts at Xbox have included layoffs and changes are underway to how the company handles its games and subscription services, with Xbox Game Pass now deciding whether games arrive on release day on an individual basis. More flexible Xbox Game Pass options are on the way, and a new purchase option for Xbox consoles has been added to the official site.
Xbox revealed huge number of game subscriptions lost after 2025 price hike
Xbox Game Pass apparently has far fewer subscribers than it used to, thanks to a big price increase that took place in 2025.
Xbox gets Buy Now, Pay Later
Gamers now have the ability to finance their purchases with Xbox, giving them the ability to pay for their Xbox later or over time. According to redphx, the site's backend now contains code that suggests both PayPal and Klarna will be available, but at the time of writing, only the PayPal option appears to be active on the site. Buyers have the option of paying for their purchase in four interest-free bi-weekly payments, or they can finance their trade instead and pay off their new Xbox over 24 months. This option is only available when purchasing Xbox consoles, so those hoping to finance the cost of an Xbox controller or game are out of luck. However, for those who find the price of a new or refurbished Xbox too high, this opportunity could be useful.
Drag your weapons to fill the grid
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Drag your weapons to fill the grid
Easy to medium hard
The Xbox, like many other gaming systems, has seen the price of its consoles rise since they were first launched. The jump from $499 to $649 for the Xbox Series X and $299 to $449 for the Xbox Series S probably made the cost too high for some gamers. Unfortunately, due to the increased cost of components due to the demand for AI data centers, console prices are unlikely to go down in the immediate future, including Xbox systems. Giving buyers the option to pay over time or pay later for a new system can open the door for those previously blocked by price.
While Xbox fans may see this as a step in the right direction for the company, it's not the first to offer financing options in its online store. In particular, PlayStation offers Klarna as a financing option at checkout, giving buyers the option to buy a console and pay for it later. Although Nintendo allows PayPal to be used to purchase the Nintendo Switch 2, it does not advertise financing options like the Xbox and PlayStation. Gamers who may have been hoping for the same opportunity from Xbox competitors may want to look into external financing options through credit card companies and the like, or use Klarna on PlayStation.
Match the critics' averages
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Match the critics' averages
Easy (6) Medium (8) Hard (10)
Gaming has become a much more expensive hobby than it used to be, and financing options like these may be something that many gamers have to take advantage of in order to manage the costs. Moving forward with a deal now may be the best bet as there have been concerns that the cost of components could continue to rise, potentially leading to further price hikes for console makers.
